Splurge: Bill Mio Swim Jersey, by Norma Kamali, $350

"A suit is something I would never skimp on because the fit and fabric quality are so important.  We ask a lot of our bathing suits—to look amazing and fit well while we drag them through chlorine, sand and salt water so I'm willing to splurge on them!" -- Terry Gibralter







Save: Classic One Piece Red Swimsuit, Dillinger Pinup, $72

“Listen to Terry, don’t skimp on a suit, but if you have to, the suit shouldn’t be skimpy. This Norma Kamali knock-off offers maximum coverage at a minimum price (plus it’s totally retro chic!) --FOF Editors

Splurge: Wood Accented Plastic Rectangular Sunglasses, Alexander McQueen, $480

"Sunglasses continue to hold the value after vacation as you can continue to wear them.  There is nothing like a chic pair of sunglasses to complete your look both poolside or sightseeing." --Susan Hersh







Save: Classic 301 Sunglasses, Toms, $139, or  Rectangular Sunglasses, Marc Jacobs, $98

"We couldn’t find anything quite like these these rectangle Alexander McQueen sunglasses with frames in a dreamy duo of wood and blue. However, for our thriftier sisters, we found two stellar shades that could be cousins of the dream McQueens. If you’re vying the spectacular blue and wood color coupling Toms Classic 301 sunglasses fit the bill. These rectangular blue shades from Marc Jacobs have a similar shape and are a steal at $98." --FOF Editors

Splurge: Just In Case Tote, Anna Sui, $145.

"This tote folds up into itself, to throw in your luggage ‘just in case’ you shop too much on that weekend trip!" -- Glenyse Thompson







Save: Violet Tote, Baggu, $9

“So what If you actually did blow all your cash shopping on that weekend trip, yet still need the extra room? This Baggu bag is the ultimate problem solver. It’s under $10 and like the Anna Sui tote, it folds up into a neat-little square.” --FOF Editors

Splurge: Simple Clipper Bag, Mulberry, $780

"This Mulberry bag is stylish and classic, [I've loved] the brand since the 70s. The investment is for the long haul." -- Sherrie Mathieson







Save: Edge Carry-All Duffel, Boyt, $104.99

“If you haven’t been saving since the 70s, when Brit-bag company, Mulberry, was founded--or if you don’t have the budget of British royalty, this Boyt bag is the next best thing.” --FOF Editors

Splurge: Kula Sunglasses, Maui Jim, $289

"Maui Jim produces the best sun protection on the market. If you can get a trial pair, you will never revert back to regular sunglasses." -- Glenyse Thompson







Save: Guess Sunglasses, Guess, $55

"If Maui Jims give you sticker shock, these shield-style, brown-tinted sunglasses from Guess mimic the look while protecting your peepers." --FOF Editors

Splurge: Short Caftan, Calypso, $375

"This is a bit of a splurge, but as far as i am concerned, if it looks good and makes me look thin -- I'm in! Regardless of cost. [This is] well worth it." -- Lovey Dash







Save: Zig Zag Caftan Dress, Vince Camuto, $128

"If you still want to look slim on the sand but don't have the dough to blow, this caftan from Vince Camuto is the way to go--its colorful zig zag pattern is slimming and stylish--great for a day on the beach or lounging poolside." -- FOF Editors

Splurge: Bill Mio Swim Jersey, by Norma Kamali, $350

"A suit is something I would never skimp on because the fit and fabric quality are so important.  We ask a lot of our bathing suits—to look amazing and fit well while we drag them through chlorine, sand and salt water so I'm willing to splurge on them!" -- Terry Gibralter







Save: Classic One Piece Red Swimsuit, Dillinger Pinup, $72

“Listen to Terry, don’t skimp on a suit, but if you have to, the suit shouldn’t be skimpy. This Norma Kamali knock-off offers maximum coverage at a minimum price (plus it’s totally retro chic!) --FOF Editors

Splurge: Wood Accented Plastic Rectangular Sunglasses, Alexander McQueen, $480

"Sunglasses continue to hold the value after vacation as you can continue to wear them.  There is nothing like a chic pair of sunglasses to complete your look both poolside or sightseeing." --Susan Hersh







Save: Classic 301 Sunglasses, Toms, $139, or  Rectangular Sunglasses, Marc Jacobs, $98

"We couldn’t find anything quite like these these rectangle Alexander McQueen sunglasses with frames in a dreamy duo of wood and blue. However, for our thriftier sisters, we found two stellar shades that could be cousins of the dream McQueens. If you’re vying the spectacular blue and wood color coupling Toms Classic 301 sunglasses fit the bill. These rectangular blue shades from Marc Jacobs have a similar shape and are a steal at $98." --FOF Editors

Splurge: Just In Case Tote, Anna Sui, $145.

"This tote folds up into itself, to throw in your luggage ‘just in case’ you shop too much on that weekend trip!" -- Glenyse Thompson







Save: Violet Tote, Baggu, $9

“So what If you actually did blow all your cash shopping on that weekend trip, yet still need the extra room? This Baggu bag is the ultimate problem solver. It’s under $10 and like the Anna Sui tote, it folds up into a neat-little square.” --FOF Editors

Splurge: Simple Clipper Bag, Mulberry, $780

"This Mulberry bag is stylish and classic, [I've loved] the brand since the 70s. The investment is for the long haul." -- Sherrie Mathieson







Save: Edge Carry-All Duffel, Boyt, $104.99

“If you haven’t been saving since the 70s, when Brit-bag company, Mulberry, was founded--or if you don’t have the budget of British royalty, this Boyt bag is the next best thing.” --FOF Editors

Splurge: Kula Sunglasses, Maui Jim, $289

"Maui Jim produces the best sun protection on the market. If you can get a trial pair, you will never revert back to regular sunglasses." -- Glenyse Thompson







Save: Guess Sunglasses, Guess, $55

"If Maui Jims give you sticker shock, these shield-style, brown-tinted sunglasses from Guess mimic the look while protecting your peepers." --FOF Editors

Splurge: Short Caftan, Calypso, $375

"This is a bit of a splurge, but as far as i am concerned, if it looks good and makes me look thin -- I'm in! Regardless of cost. [This is] well worth it." -- Lovey Dash







Save: Zig Zag Caftan Dress, Vince Camuto, $128

"If you still want to look slim on the sand but don't have the dough to blow, this caftan from Vince Camuto is the way to go--its colorful zig zag pattern is slimming and stylish--great for a day on the beach or lounging poolside." -- FOF Editors

Style guru pick: Cotton linen raglan top by James Perse, $85


FOF style guru Sandra Soich: “I wear this tee untucked with a vintage, neutral, woven belt from the '70s.”

Bargain guru pick: Whisper linen v-neck tee by J.Crew, $36.50
FOFrugalista Deborah Martin: “J.Crew comes through with a very similar tee to the James Perse one, but for only $36.50.”

Style guru pick: Thai Silk Button Down Shirts by Imperio jp, $200


FOF style guru Sally Hilkene: “Jessica Packer, emerging queen of fresh silks, creates wonderful ‘go-to’ garments. These blouses are especially fantastic for busy ladies who want a great classic look. They’re available in 52 different shades and counting.”

Bargain guru pick: Silk Blythe blouse by J.Crew, $98


FOFrugalista Deborah Martin: “This J.Crew blouse comes in your choice of six colors including white! The collar doesn’t button down but with the savings, who cares?”

Style guru pick: Pure linen Kate top by Chicos, $79


FOF style guru Linda Cohen: “I like a tunic like this with some length to it. I make sure it’s no shorter than the tops of my thighs. Chicos has a great assortment of sizes and colors.”

Bargain guru pick: Shirred collar tunic top by Mossimo from Target, $21.99
FOFrugalista Deborah Martin: “I found this at Target. Can you believe it?”

Style guru pick: Signature belted shirtdress by Jones New York, $129


FOF style guru Linda Cohen: “The classic khaki shirt dress never goes out of style and can be worn at any age. This one hides our upper arms and isn’t too short. I’d wear it with ballet flats or comfy wedges and big sunglasses to channel my inner Jackie O.”

Bargain guru pick: Short-sleeved military belted shirtdress by AGB, $34.99


FOFrugalista Deborah Martin: “This AGB shirt dress from Macy’s is only $34.99. With the savings, go buy some new shoes!”

Style guru pick: Aurum Sandals from Anthropologie, $198


FOF style guru Sandra Soich: “These strappy, metallic sandals are sure to be the shoe of the summer. I’d wear them with an ankle length gauze skirt in cream and a James Perse v-neck tee. The look could be my hot-weather uniform.”

Bargain guru pick: Metallic Beaded Button Sandal from Gojane.com, $16.90
FOFrugalista Deborah Martin: “When I'm shoe hunting online, gojane.com is one of the first places I look. Although I can't wear some of the super-high shoes they feature, I can always find a lot of options and you can’t beat their prices!”

Style guru pick: Tassel Earrings by IRIT Design, $4,740


FOF style guru Sally Hilkene: “IRIT jewels are the dernier cri for this season and beyond. They’re timeless creations with recycled metals, rose-cut diamonds and edgy style to culminate in all out glamour. Wear them liberally, pardon the pun, as Michelle Obama did at the White House Correspondents’ Dinner, or wear them one piece at a time."

Bargain guru pick: ANOUK rhinestone tassel earrings by Etsy user portobello, $29
FOFrugalista Deborah Martin: “These are so like the more expensive ones! Plus, by buying them on Etsy you’re supporting a craftsperson. There are hundreds of other styles of tassel earrings like these on Etsy too!”

Style guru pick: Silk Pintuck Pleated Shawl by IMPERIO jp, $325
FOF style guru Sally Hilkene: “Jessica Packer, founder of Imperio, has emerged as the queen of fresh silks. Her somewhat-slubby natural silks wear beautifully and comfortably because there’s a natural ‘give’ built into the weave.”

Bargain guru pick: Entwinements Giant Star Shawl, $260
FOFrugalista Deborah Martin: “At only $260, I think these pure silk shawls are a great find.”

Style guru pick: The Boyfriend Jean in the “Loved” finish by Current/Elliott, $206
FOF style guru Wendy Foster: They are 99 percent cotton and 1 percent polyester with no stretch. They’re super soft like your boyfriend's vintage jeans. Roll the bottoms and wear them low.”

Bargain guru pick: Cuffed boyfriend jeans from Gap, $69.50


FOFrugalista Deborah Martin: “I love Gap jeans. They fit well, wash well and won't break the budget. Bingo! These are a super match to the more expensive pair.”

Style guru pick: Multi-strand diamond necklace by IRIT design, $4,500


FOF style guru Sally Hilkene: “Irit Erlich designs for many stars including Penelope Cruz, Rhianna and Selma Hayek. Pair this with jeans or dress it up for high brow events. The muted silver tones play well with all other metals, too, allowing a daring fashionista to make her own rules.”

Bargain guru pick: Delicate Multi Strand Silver Necklace by Etsy user SilverLotusDesigns, $32


FOFrugalista Deborah Martin: “Once again, Etsy strikes a home-run! If you can’t find lower-priced versions of your favorite jewelry on Etsy, then you’re just not trying very hard!”

Style guru pick: Tictactoe lead nappa by Stuart Weitzman, $212


FOF style guru Susan Hersh: “I wear these with jeans, leggings, or shorts. They’re an updated gladiator with straps around the ankle and look really pretty on the feet.”

Bargain guru pick: Divas 2 Gladiator Sandals by Kickers, $80


FOFrugalista Jacqueline Gikow: “The thin rubber sole gives you just enough support without feeling obtrusive."

Style guru pick: Yellow and white gold bangles by Jennifer Miller, $175


FOF style guru Lovey Dash: Bangles, bangles, bangles! The best I’ve seen for summer are by Jennifer Miller. You get about 30 in a bunch. You can wear them with a gown or with a sarong.”

Bargain guru pick: White enamel and crystal bracelets by Chamak by Priya Kakkar, $58


FOFrugalista Deborah Martin : “Okay, you’re only getting six bangles here but wowza, they’re gorgeous and only $58.”

Style guru pick: Linen Wide Leg Pants by Krisa, $138.


FOF style guru Lovey Dash: “I love these pants. The linen is not too sheer, the wide stretch waist band holds in the hip area and the price is right.”

Bargain guru pick: Wide leg linen drawstring pants by Tommy Hilfiger, $47.99


FOFrugalista Jacqueline Gikow: “Tommy Hilfiger's linen drawstring pants are a must-have for the summer, the lightweight fabric and neutral colors makes getting dressed a breeze.”

Style guru pick: Long embroidered skirt by Zara, $79.


FOF style guru Sandra Soich: “My must-have for summer is an ankle-length, gauze skirt in cream with a feminine lace trim at the ankle. It’s gathered and has a yoke at the tummy for a very flattering silhouette.”

FOFrugalista Deborah Martin: “I honestly couldn’t find anything this pretty for this price. This is a gorgeous skirt. I want it!"

Style guru pick: Reversible tunic by A’Nue Ligne, $74.


FOF style guru Patty Buccellato: “These come in a rainbow of colors so they work with every skin tone. Plus, they’re wrinkle-resistant, pack easily for summer beach trips and are machine washable. You can wear it two ways -- in tank mode for a breezy look or the high-neck way if you want to be more sophisticated."

Style guru pick: Cotton linen raglan top by James Perse, $85


FOF style guru Sandra Soich: “I wear this tee untucked with a vintage, neutral, woven belt from the '70s.”

Bargain guru pick: Whisper linen v-neck tee by J.Crew, $36.50
FOFrugalista Deborah Martin: “J.Crew comes through with a very similar tee to the James Perse one, but for only $36.50.”

Style guru pick: Thai Silk Button Down Shirts by Imperio jp, $200


FOF style guru Sally Hilkene: “Jessica Packer, emerging queen of fresh silks, creates wonderful ‘go-to’ garments. These blouses are especially fantastic for busy ladies who want a great classic look. They’re available in 52 different shades and counting.”

Bargain guru pick: Silk Blythe blouse by J.Crew, $98


FOFrugalista Deborah Martin: “This J.Crew blouse comes in your choice of six colors including white! The collar doesn’t button down but with the savings, who cares?”

Style guru pick: Pure linen Kate top by Chicos, $79


FOF style guru Linda Cohen: “I like a tunic like this with some length to it. I make sure it’s no shorter than the tops of my thighs. Chicos has a great assortment of sizes and colors.”

Bargain guru pick: Shirred collar tunic top by Mossimo from Target, $21.99
FOFrugalista Deborah Martin: “I found this at Target. Can you believe it?”

Style guru pick: Signature belted shirtdress by Jones New York, $129


FOF style guru Linda Cohen: “The classic khaki shirt dress never goes out of style and can be worn at any age. This one hides our upper arms and isn’t too short. I’d wear it with ballet flats or comfy wedges and big sunglasses to channel my inner Jackie O.”

Bargain guru pick: Short-sleeved military belted shirtdress by AGB, $34.99


FOFrugalista Deborah Martin: “This AGB shirt dress from Macy’s is only $34.99. With the savings, go buy some new shoes!”

Style guru pick: Aurum Sandals from Anthropologie, $198


FOF style guru Sandra Soich: “These strappy, metallic sandals are sure to be the shoe of the summer. I’d wear them with an ankle length gauze skirt in cream and a James Perse v-neck tee. The look could be my hot-weather uniform.”

Bargain guru pick: Metallic Beaded Button Sandal from Gojane.com, $16.90
FOFrugalista Deborah Martin: “When I'm shoe hunting online, gojane.com is one of the first places I look. Although I can't wear some of the super-high shoes they feature, I can always find a lot of options and you can’t beat their prices!”

Style guru pick: Tassel Earrings by IRIT Design, $4,740


FOF style guru Sally Hilkene: “IRIT jewels are the dernier cri for this season and beyond. They’re timeless creations with recycled metals, rose-cut diamonds and edgy style to culminate in all out glamour. Wear them liberally, pardon the pun, as Michelle Obama did at the White House Correspondents’ Dinner, or wear them one piece at a time."

Bargain guru pick: ANOUK rhinestone tassel earrings by Etsy user portobello, $29
FOFrugalista Deborah Martin: “These are so like the more expensive ones! Plus, by buying them on Etsy you’re supporting a craftsperson. There are hundreds of other styles of tassel earrings like these on Etsy too!”

Style guru pick: Silk Pintuck Pleated Shawl by IMPERIO jp, $325
FOF style guru Sally Hilkene: “Jessica Packer, founder of Imperio, has emerged as the queen of fresh silks. Her somewhat-slubby natural silks wear beautifully and comfortably because there’s a natural ‘give’ built into the weave.”

Bargain guru pick: Entwinements Giant Star Shawl, $260
FOFrugalista Deborah Martin: “At only $260, I think these pure silk shawls are a great find.”

Style guru pick: The Boyfriend Jean in the “Loved” finish by Current/Elliott, $206
FOF style guru Wendy Foster: They are 99 percent cotton and 1 percent polyester with no stretch. They’re super soft like your boyfriend's vintage jeans. Roll the bottoms and wear them low.”

Bargain guru pick: Cuffed boyfriend jeans from Gap, $69.50


FOFrugalista Deborah Martin: “I love Gap jeans. They fit well, wash well and won't break the budget. Bingo! These are a super match to the more expensive pair.”

Style guru pick: Multi-strand diamond necklace by IRIT design, $4,500


FOF style guru Sally Hilkene: “Irit Erlich designs for many stars including Penelope Cruz, Rhianna and Selma Hayek. Pair this with jeans or dress it up for high brow events. The muted silver tones play well with all other metals, too, allowing a daring fashionista to make her own rules.”

Bargain guru pick: Delicate Multi Strand Silver Necklace by Etsy user SilverLotusDesigns, $32


FOFrugalista Deborah Martin: “Once again, Etsy strikes a home-run! If you can’t find lower-priced versions of your favorite jewelry on Etsy, then you’re just not trying very hard!”

Style guru pick: Tictactoe lead nappa by Stuart Weitzman, $212


FOF style guru Susan Hersh: “I wear these with jeans, leggings, or shorts. They’re an updated gladiator with straps around the ankle and look really pretty on the feet.”

Bargain guru pick: Divas 2 Gladiator Sandals by Kickers, $80


FOFrugalista Jacqueline Gikow: “The thin rubber sole gives you just enough support without feeling obtrusive."

Style guru pick: Yellow and white gold bangles by Jennifer Miller, $175


FOF style guru Lovey Dash: Bangles, bangles, bangles! The best I’ve seen for summer are by Jennifer Miller. You get about 30 in a bunch. You can wear them with a gown or with a sarong.”

Bargain guru pick: White enamel and crystal bracelets by Chamak by Priya Kakkar, $58


FOFrugalista Deborah Martin : “Okay, you’re only getting six bangles here but wowza, they’re gorgeous and only $58.”

Style guru pick: Linen Wide Leg Pants by Krisa, $138.


FOF style guru Lovey Dash: “I love these pants. The linen is not too sheer, the wide stretch waist band holds in the hip area and the price is right.”

Bargain guru pick: Wide leg linen drawstring pants by Tommy Hilfiger, $47.99


FOFrugalista Jacqueline Gikow: “Tommy Hilfiger's linen drawstring pants are a must-have for the summer, the lightweight fabric and neutral colors makes getting dressed a breeze.”

Style guru pick: Long embroidered skirt by Zara, $79.


FOF style guru Sandra Soich: “My must-have for summer is an ankle-length, gauze skirt in cream with a feminine lace trim at the ankle. It’s gathered and has a yoke at the tummy for a very flattering silhouette.”

FOFrugalista Deborah Martin: “I honestly couldn’t find anything this pretty for this price. This is a gorgeous skirt. I want it!"

Style guru pick: Reversible tunic by A’Nue Ligne, $74.


FOF style guru Patty Buccellato: “These come in a rainbow of colors so they work with every skin tone. Plus, they’re wrinkle-resistant, pack easily for summer beach trips and are machine washable. You can wear it two ways -- in tank mode for a breezy look or the high-neck way if you want to be more sophisticated."