Financing Your Daughter’s Big Day: When It Makes Good Sense to Say “I Will!”

This is a “sponsored post.” LightStream compensated FOF with an advertising
sponsorship to write it, and provides more information at www.lightstream.com/wedding-loan.
Regardless, I only recommend products or services I believe will be helpful for my readers.
All insights and expressed opinions are my own. —Geri Brin

Catherine’s 29-year-old daughter, Karli, recently became engaged to a darling young man with a promising career as an accountant, and there’s nothing more Catherine would like to do for her than make a memorable wedding. But she figures the celebration is going to cost in the neighborhood of $20,000, in their hometown of Des Moines, which means she will have to dip into her 401K to help pay the wedding expenses.

“I’ve got the money but I’d rather not go into
my retirement account, which is earning good interest. I’d also have to pay income taxes on what I withdraw,” Catherine pondered.

Although we all know a wedding doesn’t have to cost $20,000, Catherine’s estimate isn’t too far off the mark. The national average spent on a wedding in 2013, excluding the honeymoon, was $29,858, according to the annual Real Weddings Survey by theknot.com, which polled 13,000 U.S. brides and grooms. Even in Utah and Idaho, which had the lowest average spends in 2013, weddings cost $16,816 and $16,169 respectively. (The average was $86,918 in New York City!)

What Catherine doesn’t know, but should be delighted to hear, is that she can possibly finance Karli’s wedding at a fixed interest rate as low as 5.99%APR with autopay, and pay off the loan agreement from her and her husband’s income. This will allow her to keep her high performing assets intact (where she’s been earning well over 6% annually) and avoid using credit cards to pay for wedding expenses.

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What’s Your Dating Style?

Whether we’re on a first date or the 1,000th date, after years with our mate, each of us has developed a dating style. While some FOFs abhor the idea of a formal evening, others like nothing more than getting “dressed up,” even for a movie.

Which of these dating types best defines you?

1. The Beauty Queen

Date nights give you perfect excuses to slip on your heels, a bit of bling, and a slinky new dress.

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Could You Support Yourself During Tough Times?

This post is sponsored by Edelman Financial Services.

Chances are, you know a woman who was left financially strapped after her husband died,
or she went through a horrible divorce.

Don’t let that woman be you.

Last fall, we learned about important seminars that empower women to take control of their financial futures. No, these are not “get-rich-quick” schemes, but are valuable lessons detailing nine steps to help plan your financial future and retirement. Not only will you learn the skills to protect yourself in both good times and challenging times, but also your loved ones as well. Can one 90-minute seminar help a woman take control of her financial future? Absolutely! Consider how Rose Bach did it.

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A Foolproof Way To Make Life More Colorful

I’m always impressed with myself when I recognize
a famous painting, and actually know who painted it.

If I happen to know the artistic period during which it was painted, I think I’m a genius. I am not one to stand in front of a painting for half an hour, discussing its hidden meaning or symbolism, or to rent detailed audio tours at an exhibition, but I do find it fascinating to learn about artists and their work. For instance, which famous French artist was captivated by the Moroccan landscape, women and architecture? (Answer: Matisse)

When I heard about an app called Art Authority, by Open Door Networks, I knew I wanted to have it. Featuring a comprehensive and well-organized collection of over 70,000 paintings and sculptures by over 1,000 of the western world’s major artists, from ancient times to today, the app includes detailed captions (including title, date, size, location), as well as in-depth information about the works, the periods, and the artists.

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Which Glasses Do You Like On Me?

How many times have you been shopping, and asked a complete stranger what she thought of the dress (blouse, shoes, coat, hat, slacks) you were thinking of buying?

Did you really care what she thought, or did you just want affirmation that you looked great and should get it, at once?

As far as I’m concerned, glasses present one of the biggest buying challenges. It’s amazing how this small piece of bent metal or plastic can change your look in the blink of an eye! But do we really see ourselves as others see us, when we’re gazing into our own eyes, trying to decide which frames make us look best?

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{Frocks of Gibralter} One Dress Five Ways

Every woman needs one great dress each season that becomes a go-to piece week after week.

It should be easy to wear and comfortable, and can be dressed up or down, depending on where it’s taking you. Put it together with the right accessories and toppers, and it will never let you down.

If you like these looks, many of the pieces we show here can be found in my online shop, H*O*T House of Terrance. But you can easily replicate the styles, perhaps even with pieces from your own closet.

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How To Tell If He’s REALLY Your Valentine

Love isn’t defined by what he says during passionate sex,
But by his tenderness when you aren’t having sex.

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One App That Will Make Your Life Far More Colorful!

I’m always impressed with myself when I recognize
a famous painting, and actually know who painted it.

If I happen to know the artistic period during which it was painted, I think I’m a genius. I am not one to stand in front of a painting for half an hour, discussing its hidden meaning or symbolism, or to rent detailed audio tours at an exhibition, but I do find it fascinating to learn about artists and their work. For instance, which famous French artist was captivated by the Moroccan landscape, women and architecture? (Answer: Matisse)

When I heard about an app called Art Authority, by Open Door Networks, I knew I wanted to have it. Featuring a comprehensive and well-organized collection of over 70,000 paintings and sculptures by over 1,000 of the western world’s major artists, from ancient times to today, the app includes detailed captions (including title, date, size, location), as well as in-depth information about the works, the periods, and the artists.

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{Giveaway} $2,000 Tidy Cats Littervention

This post is brought to you by Tidy Cats®, the cat litter expert for nearly 50 years.

Do you and your cat deserve $2,000?

Our kitties make us smile every day, but tidying up after them is no laughing matter. Keeping the litter box fresh and clean is one thing; schlepping the heavy litter home is another.

But even if your cat doesn’t have to lift a paw either way, there’s a new lighter litter on the market to make your life a whole lot easier. The new Tidy Cats® LightWeight litter has all the strength and odor-neutralizing power of traditional Tidy Cats scooping cat litter, but is half the weight.

To celebrate its lighter litter, Tidy Cats and design enthusiast and lifestyle expert Jenni Pulos are giving cat owners the chance to have a makeover for their kitties’ home and litter box areas.

The LightWeight Littervention™ Contest will offer one lucky winner (and her or his cat) a $2,000 in-home litter box area makeover, as well as $1,000 to use on load-lightening services for one day, from grocery shopping to housekeeping! The winner also will receive a two-year supply of Tidy Cats LightWeight litter and a $100 gift card. Besides the grand prize winner, two runners-up will each receive a year’s supply of Tidy Cats LightWeight litter and a $50 gift card.

To enter the LightWeight Littervention Contest, simply visit TidyCats.com/littervention, upload a fun photo of your feline friend, and answer a few questions, such as why you need Tidy Cats to help lighten your load.

The contest ends February 12, 2015,
so be sure to enter now.

WHO WILL WIN?
There will be lots of contestants—enter early. Besides the three top winners, the first 100 people to enter will receive a coupon for $5-off of Tidy Cats® LightWeight. Visit TidyCats.com/littervention for official rules and entry.

Whether you have one or many kitties, Tidy Cats® cat litter controls odor and helps keep homes smelling fresh and clean. Learn more about Tidy Cats® at www.TidyCats.com.

Peek Inside The World’s Tiniest Museum

I’m always impressed with myself when I recognize
a famous painting, and actually know who painted it.

If I happen to know the artistic period during which it was painted, I think I’m a genius. I am not one to stand in front of a painting for half an hour, discussing its hidden meaning or symbolism, or to rent detailed audio tours at an exhibition, but I do find it fascinating to learn about artists and their work. For instance, which famous French artist was captivated by the Moroccan landscape, women and architecture? (Answer: Matisse)

When I heard about an app called Art Authority, by Open Door Networks, I knew I wanted to have it. Featuring a comprehensive and well-organized collection of over 70,000 paintings and sculptures by over 1,000 of the western world’s major artists, from ancient times to today, the app includes detailed captions (including title, date, size, location), as well as in-depth information about the works, the periods, and the artists.

(more…)