We spotted this FOF outside the Museum of Modern Art in NYC. “I’m visiting my daughter so it took me 5 minutes [to get dressed],” she told us. “All I have is one suitcase of clothes.” Given those circumstances, we’d say this teacher from Finland, passes our test. Read what our FOF style experts think, then tell us: What do you think of her look?

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Sherrie Mathieson: “Sorry, but the minute I saw the hairstyle, I balked--very punk 80s and unflattering. It prejudices me against conceding any points for a good overall look. However, I like her Longchamp bag, but it's sporty, horse-y motif doesn’t jive with the feminine, flower print of her pant. I do like the predominance of navy--so much softer than black--in her outfit. Thankfully, she knew to put the splashy print on her lower half (with high wedges to give her longer legs) and the solid on her well-endowed, upper torso.”

Sherrie Mathieson is a leading style expert and Random House author of Steal this Style and Forever Cool.

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Susan Sommers: "This is a lot of look for anyone, but, particularly if you have show-stopper hair and a full bosom. I simply don't know where to look first! She has a great face and interesting hair color and cut, so she should make those her focal point. To do so, she would need a smaller floral and different proportions: a looser top and narrower bottom worn with a shorter, less chunky necklace and bright bag."

Susan Sommers is a personal branding and wardrobing specialist, founder of Dresszing and author of two fashion bibles, French Chic and Italian Chic.

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Sandra Soich: “I give her credit, first of all, for her hair color. It’s definitely a step above average although, not quite sure if it’s age appropriate. The ready to wear pieces were fine, but I think the top could have been a bit looser and I would have not used the necklace which draws attention to her bustline. Shoes and bag were okay. Overall I give it a “C”.

Sandra Soich is wardrobe stylist to the stars and founder of YourFashionTherapist.com.

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Susan Hersh: “Floral prints have been a trend this spring, but this outfit appears outdated. A floral maxi dress would have been better. Also, a padded bra would camouflage an unnecessary distraction from what could be a stellar outfit.”

Susan Hersh is a Ford model and the host and executive producer of Meet The Experts.

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Terry Gibralter: “Flower power! There's much about this FOF's look that I like. She looks cool and comfortable and navy feels so modern. The wide-legged, floral pants are great. I like the top she paired it with, although I wish it were a tad less revealing or worn with better underpinnings. The bag is cool and I like the sandals and necklace she's chosen as well. I really like her funky haircut, although the color is a little much. Come fall she can throw on a cute jacket and add booties and the flower power continues!

Terry Gibralter is the Sr. Vice President and Creative Director at Grey advertising as well as a fashion stylist and the creator of these clever work accessories.

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Deborah Boland and Jojami Tyler (The Glam Gals): “Wouldn’t place our bets on this one. Looks like there’s been too much horseplay with the hair dye! She may think she is off the races with that tailored purse, but her flowered pants make her look more like she’s off to a romantic luau. Also, dressing is in the details. Notice the lace bra? A better choice would have been to smooth things out and wear a minimizer without all the frou frou.”

"Glam Gals" Jojami Tyler and Deborah Boland co-write the brilliant fashion blog, Fabulous After 40.

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Shelley Zurek: This outfit is a whole lot of almost for me. This women has a beautiful body--very womanly. But, that very thin top reveals too much. Her hair is almost cute, but the variation in colors comes off a bit skunkish to me. If it were all one shade it would be just as edgy and not overdone. The bag is the wrong shape.  A half-circle bag would be much cuter. The pants are almost cute--it would be better as a long skirt.  She should add a long-sleeved button down that grazes her hips and covers her her arms over her tank.

Shelley Zurek is the clever FOF behind the blog, Still Blonde after all these YEARS.

Photographer: Statia Grossman