What You’d Buy If Money Were No Object

We got a mighty broad range of answers when we asked what you’d purchase if money wasn’t an issue. One is political, but we HAD to include it because it’s was a pretty clever way to respond!

A surgery that would let me walk again with no pain.  That’s all I need.  I’d be happy living under a bridge as long as I was healthy.”
Sharon Bartok
A beach cottage on the coast of Washington State for me and my BFF Lisa Rothery Luna to enjoy the rest of our days in total happiness!”
Debbie Cramer Roncal   

(more…)

You Wish You Had More Of…

WE COULD ALL USE A BIT MORE OF SOMETHING, RIGHT? WE ASKED YOU WHAT YOU WISH YOU HAD MORE OF IN YOUR LIVES.

HERE ARE SOME OF OUR FAVORITE COMMENTS, AND FOR THE MOST PART, THEY WEREN’T GREEDY!

divider

“Time with my loved ones that are gone. And the ones that are still here.” Carri Leigh Wyrick-Bergam

family dinner (more…)

This Free Online Course Could Change Your Life

It may be a long time since you’ve set foot in a classroom, but today you want to learn as much as you can, as fast as you can, to be successful in our dynamic world.

You might be on embarking on an exciting new challenge. Perhaps you’re changing jobs or your career. Or maybe you’re going back to work, after years, now that the kids are far from kids.

leadimage (more…)

24% Of You Give This To Your Parents Each Year

infographic_3

Helping to Support Our Adult Children (21+)

It’s always enlightening (and entertaining) to learn what other women in our generation are thinking and doing. Every Thursday, FabOverFifty asks members of our community a series of simple questions about pretty complex issues. We’ll run a thumbnail synopsis of the results the following week.
Today, the issue is: Helping to Support Our Adult Children (21+).
ALL ANSWERS ARE ANONYMOUS!!!!

dolares

(more…)

One Date You MUST Plan With Your Husband

Couples that don’t talk about money issues, from paying bills to planning retirement, just might wind up doing their talking in divorce court, with a lot less money to their names than they’d like!

Forty-four percent  of couples believe money is the biggest cause of divorce, and 56 percent believe spending is the biggest financial topic leading to divorce. Yet, 29 percent  of couples have less than  $25,000 saved for retirement, according to a revealing survey conducted by Edelman Financial Services (EFS).

“We don’t have a spending problem, we have a saving problem,” says David Bach, Vice Chairman of EFS and author of the #1 National bestselling book, Smart Couples Finish Rich.  

(more…)

Couples That Plan Their Retirement Together, Retire Happily Ever After

Sally and Bob are a hard-working couple approaching 60. Sally is a hospice nurse and Bob is a high school principal.

Married 29 years, they’ve always planned everything together, from family vacations to financing their two kids’ college educations. But now that they’re separately starting to think about their financial futures, each is reluctant to bring up this really important subject that will affect the rest of their lives.

If Sally and Bob sound like you and
your partner, keep reading.

(more…)

The Smartest, Simplest Way To Pay For Your Home Improvements

This is a “sponsored post.” LightStream compensated FOF with an advertising
sponsorship to write it, and provides more information at LightStream.com. Regardless,
I only recommend products or services I believe will be helpful for our readers.
All insights and expressed opinions are my own. —Geri Brin

Ed Note: This article is a must read for 57 percent of you who own a home and plan to spend money
on home improvement projects this year.

David and I were forced to leave our rental apartment in New York three years ago because the building was being converted into trillion dollar condos (OK, not trillion, but multi-million). We decided to move back into an apartment I’ve owned since 1992, where my daughter and her husband had been living. They were moving elsewhere. One problem: The apartment needed lots of work, since I hadn’t done anything with it in years.

(more…)

Financing Your Daughter’s Big Day: When It Makes Good Sense to Say “I Will!”

This is a “sponsored post.” LightStream compensated FOF with an advertising
sponsorship to write it, and provides more information at www.lightstream.com/wedding-loan.
Regardless, I only recommend products or services I believe will be helpful for my readers.
All insights and expressed opinions are my own. —Geri Brin

Catherine’s 29-year-old daughter, Karli, recently became engaged to a darling young man with a promising career as an accountant, and there’s nothing more Catherine would like to do for her than make a memorable wedding. But she figures the celebration is going to cost in the neighborhood of $20,000, in their hometown of Des Moines, which means she will have to dip into her 401K to help pay the wedding expenses.

“I’ve got the money but I’d rather not go into
my retirement account, which is earning good interest. I’d also have to pay income taxes on what I withdraw,” Catherine pondered.

Although we all know a wedding doesn’t have to cost $20,000, Catherine’s estimate isn’t too far off the mark. The national average spent on a wedding in 2013, excluding the honeymoon, was $29,858, according to the annual Real Weddings Survey by theknot.com, which polled 13,000 U.S. brides and grooms. Even in Utah and Idaho, which had the lowest average spends in 2013, weddings cost $16,816 and $16,169 respectively. (The average was $86,918 in New York City!)

What Catherine doesn’t know, but should be delighted to hear, is that she can possibly finance Karli’s wedding at a fixed interest rate as low as 5.99%APR with autopay, and pay off the loan agreement from her and her husband’s income. This will allow her to keep her high performing assets intact (where she’s been earning well over 6% annually) and avoid using credit cards to pay for wedding expenses.

(more…)

Could You Support Yourself During Tough Times?

This post is sponsored by Edelman Financial Services.

Chances are, you know a woman who was left financially strapped after her husband died,
or she went through a horrible divorce.

Don’t let that woman be you.

Last fall, we learned about important seminars that empower women to take control of their financial futures. No, these are not “get-rich-quick” schemes, but are valuable lessons detailing nine steps to help plan your financial future and retirement. Not only will you learn the skills to protect yourself in both good times and challenging times, but also your loved ones as well. Can one 90-minute seminar help a woman take control of her financial future? Absolutely! Consider how Rose Bach did it.

(more…)