What do FOFs save and splurge on?

Some things are worth a splurge, such as cashmere sweaters, sustainable seafood and tweezers, according to our most savvy FOF experts. But other things, such as drugstore nailpolish, fashion watches and eyeshadow, are better when you buy them cheap.

Intrigued? Flip through this slideshow to see the beauty, fashion, food and home items FOFs splurge and save on. Then, tell us below, do you agree? Is there something you’d add to this list?

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{Style Expert} “My FOFall Fashion Finds”

We sent our FOF style experts on a fall shopping spree…okay, okay, we sent them on a fantasy shopping spree. They returned with their favorite finds of the season — a gamut of gorgeous garb that had us awe struck and, we’ll admit, in some cases a bit sticker-shocked. It’s fun to play pretend, but it’s even more fun to fill your fall wardrobe AND have $$ left over to buy those Beauty Bash tickets you’ve been coveting. That’s why we’ve included “swap and save” options for each collection.

Terry’s fall finds:
Camel coat by Malene Birger ($830)
Save: Camel double breasted coat from Dorothy Perkins ($110)

Hera silk shirt dress by Trina Turk ($318)
Save: Sondra print wrap dress by BCBG ($168)

Bette Davis bracelet by Erickson Beamon ($855)
Save: Crystal mosaic bracelet ($85) paired with snake chain bracelet ($58) from J.Crew

Nightingale Tote by Givenchy ($1,730)
Save: Rock the Bag leather tote by Juicy Couture ($225)

Terry Gibralter is the founder of Bespoke Custom Shopping Tours, carefully-crafted shopping “vacations” and a self-proclaimed, “fashion-obsessed” FOF.

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Wendy’s fall finds:
Havsis knit top by Diane Von Furstenberg ($365)
Save: Poncho sweater from H&M ($19.95)

Classic collar henley shirt by Eileen Fisher ($188)
Save: Breezy blouse from Old Navy ($29.94)

Long skirt by Pauw ($160)
Save: Pleated maxi skirt from Yesstyle ($55)

Low wedge leather boot by Loeffler Randall ($695)
Save: Intyce leather boots by Steve Madden ($149)

Wendy Foster is head stylist and owner of the Wendy Foster boutiques in Santa Barbara, California.

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Susan’s fall finds:
Layered sleeve dress by Rachel Roy ($398)
Save: Black 3/4 sleeve jersey dress by Majestic ($130)

Skinny trouser by Rag and Bone ($290)
Save: Hilary Trouser in Tropical Weight from Not Your Daughter’s Jeans ($120)

Messenger bag by Givenchy ($1,660)
Save: Brompton satchel from J.Crew ($278)

Faux croc leather underground jacket by Royal Underground ($395)
Save: Moc croc scuba jacket from Dress Barn ($49.99)

Susan Hersh is a Ford model and the host and executive producer of Meet The Experts.

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Linda’s fall finds:
Slim leather pants by Daryl K ($895)
Save: Isaac leather legging by BB Dakota ($144)

Fur trim coat by Robert Rodriguez ($995)
*Robertrodriguez.com for stores
Save: Black tweed coat with faux fur from Collection Debenhams ($115)

Animal print pumps by Kate Spade ($350)
Save: Leopard print brushed suede shoes from Topshop ($100)

Klimpton chantilly lace shirt by THE ROW ($1,525)
Save: Storm lace belted blouse by Free People ($46.99)

Linda Cohen owns her own consulting business specializing in retail merchandising.

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Diana’s fall finds:
Wild winter short poncho by Emilio Pucci ($1,150)
Save: Kimono Sleeve Sweater by Spiegel ($46.99)

Knit leggings by Akris ($895)
Save: Cable Knitted Leggings from Topshop ($45)

Hat with feathers by Trilby ($495)
Save: Floppy bow hat from Bakers ($32)

Lace gold cuff by Aurelie Biderman ($1,370)
Save: Yellow Stainless Steel Floral Filigree Cuff ($23.99)

Diana Tenes is a stylist, makeup artist and the author of 90% Off Every Day: A Pocket Guide to Shopping Second Hand.